Navigating Out-of-Network Therapy and Superbills
-
Out-of-network therapy, or private pay therapy, means you pay the session rate out-of-pocket. Those who have mental healthcare coverage may want to first search within their insurance network.
Often times, people with insurance seek out out-of-network therapists for their specialties, areas of expertise, and clinical autonomy.
Being an out-of-network therapist allows more freedom to collaborate with my clients on their treatment goals and plans and create a practice that is responsive to the people I serve.
I consider affordability and access to affirming and quality mental healthcare by offering rates on a sliding scale based on need and providing superbills.
-
Why You Might Get a Superbill for Therapy (article)
A superbill for therapy is a detailed invoice provided by a therapist to their client. It includes essential information such as the therapist’s name, credentials, practice address, client’s information, date of service, diagnosis codes, procedure codes, fees charged, and payments made.
Clients can submit this superbill to their insurance company to seek reimbursement for out-of-network therapy services.
-
• Log in to your insurance portal and search for mental health professionals accepting new patients
• Call the member services number on the back of your insurance card for a list of local in-network therapists
• Search on therapist directories such as the ones listed below and sort by your insurance provider
-